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金融 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
金融jīnróngbankingHSK 6, n, 24 strokes, rank #7374, Hard
金融jīnróngfinanceHSK 6, n, 24 strokes, rank #7374, Hard
金融jīnróngfinancialHSK 6, n, 24 strokes, rank #7374, Hard
jīnróng(jin1rong2)jin rong T1
  1. 1banking
  2. 2finance
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March 24, 2026

金融jīnróng(jin1rong2)

金融 refers to the field of finance and banking, encompassing activities related to money management, investment, and financial services. It is commonly used in contexts involving economic discussions, business operations, and investment strategies.

Strokes24Frequency#7374DifficultyHard
Cultural note

In Chinese culture, financial literacy and understanding money management are increasingly emphasized, especially in the context of rapid economic growth. The term 金融 reflects the importance of finance in modern Chinese society and its integration into global markets.

Memory tip

Imagine a golden '金' (jīn) coin that represents wealth and '融' (róng) as melting money, combining to create a flow of financial resources. Picture a bustling bank where gold coins are melting into investments, creating a vibrant financial landscape.

Meanings of 金融

jīnróng(jin1rong2)
1banking
2finance
Exercise 1 of 2

By ear

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About 金融

金融Simplified
24Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#7374Frequency Rank
HSK 2.0L6HSK 3.0L6IntermediateHSKKL3BCT✓CEFRC1

Podcast: 金融

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Podcast: 金融

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AI study notes for 金融

Quick Contrast

金融 (finance) vs 经济 (economy) — use 金融 when discussing specific financial activities or services, while 经济 refers to the broader economic system.

Usage Notes

Be cautious with the tone when pronouncing '金融' (jīn róng) since incorrect tones may lead to misunderstandings. It is typically used in formal contexts, especially in business and academic discussions, and often collocates with terms like '市场' (market) and '投资' (investment).

HSK Study Tips

As an HSK Level 6 word, 金融 is crucial for advanced learners focusing on business and economics. Students should focus on its usage in compound words and phrases commonly found in financial literature and discussions.

Common Mistakes

Learners often confuse 金融 (jīn róng) with 财务 (cái wù), mistakenly using them interchangeably. For example, saying '我研究财务' (wǒ yán jiū cái wù) when they mean to say '我研究金融' (wǒ yán jiū jīn róng) can lead to miscommunication.

AI-enhanced 2026-03-24

Pronunciation of 金融

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Component characters

金jīngold
HSK 38 strokes金
View full entry
融róngto melt
HSK 716 strokes鬲
View full entry

How to say banking in Chinese

“banking” in Chinese is金融jīnróng

金融 refers to the field of finance and banking, encompassing activities related to money management, investment, and financial services. It is commonly used in contexts involving economic discussions, business operations, and investment strategies.

When to use 金融

Be cautious with the tone when pronouncing '金融' (jīn róng) since incorrect tones may lead to misunderstandings. It is typically used in formal contexts, especially in business and academic discussions, and often collocates with terms like '市场' (market) and '投资' (investment).

金融 or something close to it

金融 (finance) vs 经济 (economy) — use 金融 when discussing specific financial activities or services, while 经济 refers to the broader economic system.

What learners get wrong

Learners often confuse 金融 (jīn róng) with 财务 (cái wù), mistakenly using them interchangeably. For example, saying '我研究财务' (wǒ yán jiū cái wù) when they mean to say '我研究金融' (wǒ yán jiū jīn róng) can lead to miscommunication.

Write 金融

金
融

Practice writing 金融 stroke by stroke. Watch the animation to learn the stroke order, then try writing it yourself.

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Grammar patterns of 金融

金融 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 3 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.

Exercise 1 of 4

Fill the gap

Type the missing word. Pinyin works; then pick the character.

在20世纪80年代,世界____体系变得更加开放。

During the 1980s the world's financial systems became more open.

Example sentences for 金融 (10)

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1
在20世纪80年代,世界金融体系变得更加开放。

zài20 shìjì80 niándài, shìjiè jīnróng tǐxì biàn de gèngjiā kāifàng。

During the 1980s the world's financial systems became more open.
2
我们正努力在这些团体和金融机构之间建立联系。

wǒmen zhèng nǔlì zài zhèxiē tuántǐ hé jīnróng jīgòu zhījiān jiànlì liánxì。

We're trying to establish linkages between these groups and financial institutions.
3
两家公司在金融市场有非常大的影响力。

liǎng jiā gōngsī zài jīnróng shìchǎng yǒu fēicháng dà de yǐngxiǎng lì。

The two firms wield enormous clout in financial markets.
4
银行已为开发新的金融产品留出了更大余地。

yínháng yǐ wèi kāifā xīn de jīnróng chǎnpǐn liú chū le gèng dà yúdì。

Banks had increased scope to develop new financial products.
5
《金融时报》30股指上涨16.4点,收于1,559.6点。

《 jīnróng shí bào》30 gǔ zhǐ shàngzhǎng16.4 diǎn, shōu yú1,559.6 diǎn。

The FT 30 share index was up 4 points to 1,
6
1987年,加西亚立法将秘鲁银行业和金融系统收归国有。

1987 nián, jiā xī yà lìfǎ jiāng bì Lǔ yínháng yè hé jīnróng xìtǒng shōu guī guóyǒu。

In 1987, Garcia introduced legislation to nationalize Peru's banking and financial systems.
7
据我所知,安东尼经手的金融交易一直是公开透明的。

jù wǒ suǒ zhī, Ān dōng ní Jīng shǒu de jīnróng jiāoyì yìzhí shì gōngkāi tòumíng de。

All I knew about were Antony's own financial dealings, which were always above board.
8
这座岛上有很多离岸金融机构。

zhè zuò dǎo shàng yǒu hěn duō lí àn jīnróng jīgòu。

The island offers a wide range of offshore banking facilities.
9
门罗认为金融方面至关重要。

mén luō rènwéi jīnróng fāngmiàn zhìguānzhòngyào。

Monroe described the financial aspect as crucial.
10
住房金融业在欧洲大陆的发展程度较低。

zhùfáng jīnróng yè zài ōuzhōu dàlù de fāzhǎn chéngdù jiào dī。

Housing finance is less developed in continental Europe.

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Cultural Notes for 金融

🌏Cross-cultural Insight

In Western cultures, finance often emphasizes individual investment strategies, while in China, there's a strong focus on collective economic growth and government involvement in financial systems.

Frequently asked questions about 金融

金融 (jīn róng) refers to finance in a broader sense, including banking and investment, while 财务 (cái wù) specifically pertains to financial management and accounting within an organization.

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